Very interesting and accurate depiction of the mindset and practices of current first time home buyers as seen nationally and as experienced by this RI Realtor. The tendencies of looking online for 6 months before contacting a Realtor, making down payments less than 10 %, putting in sweat equity to up the value of the home and being enticed by low mortgage rates are all witnessed as I engage with first time home buyers on a daily basis. It’s a GREAT time to purchase in RI with interest rates still low, inventory increasing, list to sold prices at 96% ratio and predictions of a solid market forecast encouraging many to pull the buying trigger sooner rather than later. Take a look deeper into current market practices by the first time home buying subset; many of which are also utilized by veteran buyers as well. Reach out to me if I can assist you in purchasing and/or selling in my home state of RI. I truly love what I do!